PEP-List-Platform-as-a-Service
NiPEP
NiPEP — the Nigeria Integrated Politically Exposed Persons service — is a cloud-based RESTful API delivering a single, always-current database of Politically Exposed Persons of Nigerian nationality, locally and in the diaspora.
A Shared Industry Problem, Solved as a Shared Utility
Today, Nigerian banks maintain their own fragmented, spreadsheet-based PEP lists — easily lost, cumbersome to maintain, and often reliant on outdated international providers with poor local coverage. This exposes institutions to real KYC and due-diligence risk at exactly the point regulators scrutinise most: onboarding.
NiPEP re-frames this as a PEP-List-Platform-as-a-Service (PPaaS) — one consolidated, professionally maintained database, structured and updated daily by a dedicated compliance team, delivered to every subscribing institution through a single, secure API.
How It Works
Bank / OFI
Sends a secure HTTP request as part of onboarding or periodic review.
NiPEP Cloud API
Returns a structured JSON response against the current PEP database.
Compliance Team
Keeps the underlying database updated daily.
Security & Access
- Two-factor authentication & encrypted credential storage
- SSL/HTTPS transport, session-state protection
- Active Directory (Kerberos/LDAP) authentication support
- Role-based access control & JWT token API access
Bring a single source of PEP truth to your compliance stack.
Talk to us about NiPEP API access and onboarding.
Request a Live DemoWho Counts as a PEP?
NiPEP structures Nigeria's PEP universe around the FATF taxonomy:
Individuals who hold or have held prominent public functions within Nigeria — e.g. senior government, judicial, military or party officials — who present a heightened money-laundering/bribery risk under FATF guidance.
Individuals entrusted with prominent public functions by a foreign country. FATF requires enhanced due diligence for all foreign PEPs regardless of assessed risk level.
Individuals entrusted with a prominent function by an international organisation — board members, senior management and equivalent functions.
Immediate family members and known close associates of a PEP — who inherit the same enhanced due diligence requirement under FATF and CBN guidance.